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ahead to shake up the republican presidential race. perry, a social and fiscal conservative and evangelical christian, is widely expected to jump in tomorrow. now, he was not wrong the eight republican candidates who debated in iowa last night. former minnesota governor tim pawlenty tried to break out of the pack. he repeatedly zinged fellow minnesotan michele bachmann. >> she's fighting for these things. she fought for less government spending. we got a lot more. she led the effort against obamacare. we got obamacare. she led the effort against t.a.r.p. we got t.a.r.p. it's her reco...

That credit limit. you also want to hold on to credit cards that you've had for a while. because if you shut down a credit card account, your debt load looks larger in comparison to your available credit. so you should also avoid applying for a lot of credit cards as well, with the same theory in mind, including the retail store cards. they are included in that as well. every application you fill out, every single one, is giving permission for your credit report to be pulled, and that together can lower your credit score. >> a lot of available credit, just don't use it all, right? >> exactly. ...