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The latest retirement and finance news brought to you by the Moneyfacts money experts. News and reviews of the best equity release, annuity and retirement products.

After the COVID-19 pandemic, and in the wake of global supply chain issues and the Ukraine war, markets have experienced a significant downturn in the first half of this year. It is likely that the storm isn’t over yet, so here’s how to remain unflappable in an era of market volatility.

The State Pension will provide a solid bedrock of retirement income, rising annually to keep pace with inflation. However, you might be surprised to learn that regulation changes implemented in 2016 could mean you aren’t eligible for the full new State Pension.

In light of the ongoing cost of living crisis in the UK, it is likely that the word “affordability” is on your mind. Added to this, if you are approaching your 40s and 50s, you could be shouldering many financial responsibilities.

In 1973 economist Burton Malkiel, a Princeton University professor, claimed that "a blindfolded monkey throwing darts at the stock listings" could do as well as...