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>> jimmy, what do you make of that? >> well, he continually -- he habitually rein vents himself. that's hard to say at 11:00, isn't it? but he'll do it again, i'm sure of it. you can't waltz into florida, what, one in five homes is under, and say that and then flip-flop it. he's going to head into california and nevada where people are on drugs because they can't afford their homes. >> i think he's flip-flopping. and he's also for the ryan plan, which is unpopular with senior citizens who are overrepresented in florida and overrepresented in nevada, too, by the way. he has no independents who ...

Government created the mess. number three, you have to help people get more flexibility out of their loans. >> underwater mortgages back in october. >> as to what would you do for the housing industry specifically, and are there things you can do to encourage housing? one is don't try to stop the foreclosure process. let it run its course and hit the bottom. >> jimmy, what do you make of that? >> well, he continually -- he habitually rein vents himself. that's hard to say at 11:00, isn't it? but he'll do it again, i'm sure of it. you can't waltz into florida, what, one in five homes is under, ...