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In a flood prone area. >> for most people $33,000 is not going to cover the cost of their home. 3 to $4,000 will help ridge the gap a little bit. these are just stop gap measures. if you don't have flood insurance, your belongings are not going to be covered. your house is not going to be covered. you will be left in a very tough situation. unfortunately we are seeing that both request harvey and irma here. todd: grant it, flood insurance comes at a cost. explain the federal private dichotomy with relation to a flood insurance. to most part it's subsidized. >> most is underwritten by the natio...

Agents and we want a wall but the fund something not there yet. i sense it's going to be part of some struggle. do you? >> i think everything nowadays with the government has had some type of struggle. we do need more agents. we need to get more pay parity to get more measures stop gap measures along the rio grande river. brian: listen whether a john kelly said a couple days ago i thought this message from lawmakers even though they are on hiatus at the moment really rang true. >> if lawmakers do not like the laws that we enforce, that we are charged to enforce, that we are sworn to enforce, t...