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Feds, why should they get off for free. if they're too block head today run their own exchange, we should charge them the fee and that's something that will be passed along. i think in net-net though, i think you'll discover that this is a fee you won't notice. >> brenda: gary b, you agree with na? >> i do not, brenda. i have one overriding principle. when the government is involved, and invariably costs go up. look at any, for example, any construction problem in the federal government domain over the past, what, 200 years, that's come in on budget or on time. the government gets involved, th...

Not every job needs to be unionized in america. >> brenda: but, tobin, workers point out it's hard to live on $16,000 a year in new york city, which is essentially what they're making. >> well, it's hard to live in new york city on 16,000 a month let me tell you. the bigger issue, this is a new york issue. if you look at the overall economy and overall states we're having states move to right to work state. less unionization. and so, this is a new york centric problem. you know, the issue of unions, this happens to be the most unionized labor force in the united states. so it sort of lends it ...

All of this malarky, we'll get the same thing next year, we know that. the knowns are known. the unknowns, unknowns is what types of she nangans to come up with a gimmick and the market won't like that. >> gary b, will there have to have a gimmick? the president won the election and if it pushed over, blame the republicans? >> well, brenda, i think there will be a gimmick and that's unfortunately the way that washington works these days, larry had a phrase, he said meaningful spending difficulties. we know that there's not going to be any meaningful spending cuts, there's not going to be meani...

>> if you look, that's not the ca case. >> for the summer? >> ten years ago, look, let's get this microeconomically, gary b, i believe your daughter is going to be fine because she's going to work hard and education, and that's what it takes, and make it happen for yourself. >> i was going to-- quickly, jim, last word on this? >> well, things are different than they were, even 25 years ago, 30 years ago when he graduated from college you could pretty much get a job going out of college and things are difference and the administration hasn't made it easier with the class warfare and one side al...

On to foxnews.com. >> leave us alone, as the fiscal cliff nears a group representing more than two dozen federal employee unions telling congress not to touch their pay and benefits when it comes to any debt deal they say, quote, no other group has been asked to financially contribute the way they have. gary b, you say what? >> yeah, i don't understand that, brenda. from two perspectives, one, in life for like jobs, including the benefits and wages, government employees make out a lot better than their counterparts in the private sector, number one, discriminated against. two, the unemployment...