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And major ones they're going to kick in the next 20 years to really balance the budget with the retirees and that's the big problem we're not going to address. >> we might be bet her off, but i want to get to john lay field. we might be better off. look it, washington could do this in an easier way, in a more professional way, but we're not likely to see that. so, maybe the sequester is the only way we're getting any cuts. >> we're fot going not going to nobody's going to cut. nobody. according to his budget we're running a trillion dollar deficit ten years from now. the cbo backs that up. wha...

So, there's a lot of people underwater that bought at the height of that market. it's not good out there. i think it's getting worse. >> well, toby, actually, they might be feeling richer because wall street has certainly been on a tear and housing is starting to lay had a foundation, isn't it? >> a pertinent pun. yes, we're up 12% year over year and i believe that gary was playing tennis when that came out. the other issue, there is no question that this cash out of the system, it's got out of the system and so, by the systems work, we have a little reaction what we've had and then we will fi...