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When current beneficiaries or people about to enroll in Medicare don’t understand how it works, they can wind up paying more for their health care than necessary.
You must be 65 or older to get Medicare, but not all Americans are required to join.
When I first started in the Medicare world, my old boss told me to keep the 4 Ps in mind: Parts, Periods, Penalties and Phases.
Toni: My husband is a Vietnam veteran and never enrolled in Medicare Part B because he uses VA centers close to where we live in Michigan for his medical care.