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Rishi Sunak hits the road today to drive home his pledge to put more money in people's pockets with a National Insurance cut starting on Saturday.
Those buying or remortgaging this year face the question of how long to fix their mortgage deal for. We look at why the preference has shifted from five years to two.
Halifax, the UK's largest lender, became the first company to slash rates on its remortgage deals by up to 0.83 percentage points yesterday, just hours into the first working day of the year.
From tomorrow, the bank's cheapest five-year fixed rate will fall from 4.79% to 3.94% according to industry insiders.
Lenders have kicked off a new year “mortgage rates war” amid hopes the Bank of England will cut borrowing costs.