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Subsurface conditions. reporter: the florida home builders association past president told us that it comes down to two things. testing is isn t foolproof and it s expensive. quote, do you add five to $10,000 cost to each house when there s a very low percentage that a sinkhole could occur? ends quote. insurance, he added, covers the catastrophic events like the partial collapse of a timeshare near orlando. scientists say there s no more evidence of sinkholes and the state says the governor is studying whether the danger can be quantified. we re looking at the there s a way to assess what the risk is right reporter dave bierman represents sinkhole victim tools? you play the odds and some areas your odds are worse than in other areas of the state. but you still play the odds no matter what. reporter: and as florida s population grows and spreads out, the odds don t get any better. geohazards says its final report ....

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