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Providing insurance. medicare for the elderly. medicaid for poor people. that's the structure on which we build reform. if an insurance company is changing how it will structure its plan, that's not the law doing it. that's the insurance company deciding for business reasons. if employers decide not to continue to cover, that's them deciding for reasons related to their coverage. >> that was foreseeable. >> let's be clear -- >> i will give you the floor. but that was foreseeable. this was a risk people raised saying in the individual insurance market you're making the insurers provide all thes...

Condition we know insurers gave you a premium so high you couldn't afford it. >> and the pre-existing condition is praised universally. you need coverage if you have that. >> ms. kelly, the only way you could have people guaranteed coverage with a pre-existing condition is if you have a mandate. >> i get that. i get that. i think the people get it now. here is a question. is the mandate working? what we are told now is that the young people you said in your writings and acknowledge are critical to the success of the plan. >> yes. >> aren't signing up. they can't get on the website. they are no...

If you had a pre-existing condition we know insurers gave you a premium so high you couldn't afford it. >> and the pre-existing condition is praised universally. you need coverage if you have that. >> ms. kelly, the only way you could have people guaranteed coverage with a pre-existing condition is if you have a mandate. >> i get that. i get that. i think the people get it now. here is a question. is the mandate working? what we are told now is that the young people you said in your writings and acknowledge are critical to the success of the plan. >> yes. >> aren't signing up. they can't get o...

133% of the poverty line are supposed to git medicaid. above 133% of the poverty line are going to shop in the exchange. i agree with you the rollout of the exchange at the federal level was disappointing. the roll out in connecticut, california, kentucky, d.c. and new york were good. many people are covered through there. now you don't examine how is it going now five weeks into it. is that enough? the fact is by march 31, that's when we have to ask how many people have been covered. we have a clear standard. are we going to get 7 million people covered or not. that's what is expected. >> we ...

Increases which republicans did not want to give. they did though. but in return for that, republicans said right off that the next round would be spending cuts. we've got to have some spending cuts in order to really make a dent in this deficit and get our fiscal house in order. so i'm hoping that the president will see this in a different way and maybe start talking to members of congress instead of going out and campaigning. >> senator, you mentioned the cuts, the spending cuts that are essential here. one of the ironic things that strikes me about all of this is two of the main drivers of ...