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Contrary to what many people think, the sba does not loan money directly to small business owners. the loan actually comes from a bank and it is backed by the sba allowing the bank to take a little morris can than they otherwise may do. today's guest has tips if you are applying for a loan at the bank. brand brandon hinkle, a free match maker between banks and those looking for a loan. >> a lot of people assume when they get an sba loan, the check is coming from the government. that's not the case. they are actually working with the bank. so, basically, what happens is the bank will rely on th...

Bank, and it's backed by the sba, allowing the banks to take a little more risk than they otherwise may do. today's guest has tips, if you are applying for an sba loan at a bank. brandon hinkle is the ceo of a free online matchmaker between banks and small businesses seeking commercial loans. great to see you. >> great to be here. >> so that's the biggest misconception, right? i'm getting an sba loan, it's coming from the sba. >> that's right. a lot of people assume the check is coming from the government, from the sba. but that's not the case. they're actually working with the bank. so basica...