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(Photo : Photo by Sean Gallup/Getty Images) BERLIN, GERMANY - JANUARY 06: A woman with a smartphone holds a K95 protective face mask while attending a press event during the second wave of the coronavirus pandemic on January 06, 2021 in Berlin, Germany. Germany s federal and state authorities have agreed on a plan to extend the current lockdown past January 10 at least until the end of the month and to also limit movements of people who live in regions with a 7-day infection rate of 200 per 100,000 or higher. The company s decision is currently unique in the industry since most insurance companies are not investing a lot of money on control panels, user-facing features, and mobile apps. ....