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Discounted. 2012 congress began to escalate those prices at a pretty quick clip. 2014 they rolled that back, said don't do that. so we ladd an erosion across the country of about 10% of the policy base. i think it's important to take this down to a pocketbook understanding. this is an individual decision made by a homeowners. so look at harris county. we have a high hazard zone. that's that 100-year event. what we've watched with harvey well exceeds it. inside that 100-year event, we call it the high zone. yet half of my policies are outside. so the actuarial rate, they made that choice. those...

Needed. we do have a significant amount of federal resources, state resources and local resources committed to this effort. but we could always use more. you know, the issues we're having is certainly our fire tracks can't get access into srn certain areas. we need high water vehicles. that's one of the items we're in short supply of. you know, boats, certainly we have a significant number of boats that we're effecting rescues on. but once we evacuate people from the hazard zone, and get them to a primary evacuation zone, it's difficult to get them sbho tint shelter. just because getting acros...

Of this and go blasting into the air, you can create a big hazard zone. air traffic where it's not expected for all sorts of other aircraft. even those the incidents in the past few weeks have not caused an accident this is why united is taking it so seriously. they know the ingredients are there for something terrible to happen and they want their people to get on it. >> i would say if this is what you united is saying then you have to think about a lot of other airlines that could be the same if not a lot worse. >> i'll guarantee you they're paying attention. >> tom, thank you very much. n...

That were overrun were probably in a flood hazard zone. the landslide was across the river and so the properties that were destroyeded in this tragedy were probably not in a hazard zone because they were on the far side of the river on flat terrain. geologists can connect those dots, but the individual homeowner probably can't. >> how much do you think this disaster was exacerbated by rainfall? we know that seattle has had the third wettest march on record. there have been seven, nearly 8 inches of rain this month. part of climate change may be wetter winters or more unseasonable climate patte...

That strong? >> reporter: yeah. i'll show you we'll pan over left. you see this building that has a metal facade on it. the facade was ripped away a week ago, but now with the winds that's dangling there. it's dangerous to go near that building. it's a hazard zone right now until this wind dies down and officials can get back in there to try to dismantle it and try to take it down, alex. >> thank you so much, nbc's charles hadlock, for showing us things there. >> sure. >> take a look at president obama leaving for marine one. he's going to take off and head for joplin, missouri, where it's goi...