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Fixed Deposits (FDs) in India offer guaranteed returns, higher interest rates than savings accounts, and tax benefits. Small finance banks provide rates ranging from 4.5% to 9% for regular consumers and up to 9.5% for senior citizens
India Business News: HDFC Bank has increased fixed deposit interest rates for select tenures. Earn up to 7.75% on your FDs. Find out the latest FD rates here.
Banks, which have recently raised their term deposit interest rates, include Bank of Baroda (BOB), State Bank of India (SBI), DCB Bank, HDFC Bank, ICICI Bank, and Axis Bank.
Non-withdrawable fixed deposits (FDs) from HDFC Bank cannot be closed before the expiry of the term. Premature withdrawal is only allowed in exceptional circumstances
FD rates have increased in one year, but post-tax returns are still below the FY 24 Inflation expectation of 5.4%, according to data shared by FundsIndia
Yes Bank cuts FD rates: After the revision, the bank offers interest rates between 3.25% to 7.25% to general citizens, and 3.75% to 8% to senior citizens on FDs maturing in seven days to ten years