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He called to see if I could come up with creative solutions to help him get a loan for his home improvements.

“With inflation well above 2 percent and a strong labor market, the Committee expects it will soon be appropriate to raise the target range for the federal funds rate,” the Federal Open Market Committee (FOMC) said in its post-meeting statement.

How Much Is Too Much?! By Shmuel Shayowitz | January 21, 2021 The name sounded very familiar when I returned the call last week, but I couldn’t place where from. After talking for a few moments, even the details of the loan scenario sounded familiar. When he said, “but these title costs are even more expensive than what you told me last year … it’s still too much!” – I finally remembered our previous conversation and found my notes. Yes, we had spoken about 14 months ago, when rates were over 1% higher than where they are today and when loan expenses...