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CIBIL: 8 key indicators of a good credit score

A good CIBIL score usually has a history of timely payments, responsible credit utilisation, a diverse credit mix, and limited inquiries, with no defaults. ....

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CIBIL: Opting for balance transfer on credit cards? 4 primary ways to ensure it doesn't affect your credit score

When you apply for a new credit card for balance transfers, try to choose offers where you have a high chances of approval. Applying for multiple credit cards within a short period can negatively impact your CIBIL score due to hard inquiries ....

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