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Accurate. think about this, that's 70,000 businesses. not only the nonoffering businesses. it's the businesses that offer, but perhaps the coverage is unaffordable. in addition to that, it's all businesses with over 50 employees that must deal with compliance as well. really adding no value to any employer. >> can you speak to the compliance and how that hurts. most businesses that are over 50, they have some kind of hr structure. they've been having to provide, they've been having to follow laws that already exist both federally and in their states. we don't expect nor have we heard from an...

That's 70,000 businesses. it's not only the nonoffering busine, but the businesses that offer, but perhaps that coverage is unaffoable. in addition to that, it's all businesses with over 50 employees that deal with it. that's providing no value to any employer. >> can you speak to the compliance issue and how that hurts small business owners? >> most businesses that are over 50, they have some kind of hr structure. they have been having to provide, having to follow laws that exist federally and in their states. we haven't heard there is going to be significant compliance requirements because a...