>> well, we in fact have gone back to the leadership and said we want reform. we want cost containment and we're ready to stand with the other stakeholders and take the 1 1/2% out. i was encouraged that both the republicans and democrats said they want to do that. >> neil: if you were talk to your well point colleague, and say something on the 39% increase request, what would you tell them? >> i think that we need to solve the problem. and the way to solve the problem is to reduce the cost of healthcare. >> neil: and not increase rates 39%, right? >> well yeah but the test is people should cal...