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Not impressed by life insurance policies which charge astronomical premiums? Then you might want to consider its much simpler, straightforward and cost-effective sibling: term life insurance. Both types of insurance are life insurance policies, which pay out a sum of money (your “sum assured”) if you pass away or become totally and permanently disabled. The money will go to supporting...
NTUC Term Life Solitaire Elderly-friendly riders *Based on an annual premium for a 30-year-old, male, non-smoker with a policy term of 20 years and $500,000 sum assured. 1. FWD Essential Life term insurance FWD Essential life is a term life insurance policy offering $50,000 to $750,000 worth of protection up to the age of 85. This is a plan for those who don’t need a high sum assured, as $750,000 is not a huge sum of money when it comes to life insurance. They’ve got an optional cancer benefit which entitles you to your entire sum assured if you get a cancer diagnosis at any stage.