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Operator Good morning and welcome to Webster Financial Corporation's Fourth Quarter 2020 Earnings Call. [Operator Instructions] As a reminder, this conference is being recorded. I would now like to introduce Webster's Director of Investor Relations, Terry Mangan to introduce the call. Please go ahead, sir. Terrence K. Mangan -- Senior Vice President, Investor Relations Thank you, Daryl. Welcome to Webster. This conference is being recorded. Also, this presentation includes forward-looking statements within the safe harbor provisions of the Private Securities Litigation Reform Act of 1995 wit...

To embed, copy and paste the code into your website or blog: On January 1, 2021, Congress overrode President Trump’s veto of the National Defense Authorization Act for Fiscal Year 2021, an omnibus bill that includes the Anti-Money Laundering Act of 2020 (the “AMLA”).[1] The AMLA represents one of the largest reforms of the United States anti-money laundering (“AML”) laws since the 2001 Patriot Act. These reforms include the creation of a national registry that tracks the beneficial ownership information of certain entities, updated AML whistleblower provisions, penalty enhancements ...