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The banks are putting a squeeze on everybody. a lot of inventory has to paid up front. you either have to have deep pockets or big credit lines or something in order to do that. or you cut it very close to the season like i do, and you get the goods in right before you need to sell them. >> probably more than one-half, more than a couple of them, spread sheets, we are looking at margins and what is not selling. we're marking down quicker if they are not moving fast enough. >> reporter: to entice the shoppers and holiday dollars, these businesses are aggressively courting customers with sales a...

The banks are putting a squeeze on everybody. a lot of inventory has to paid up front. you either have to have deep pockets or big credit lines or something in order to do that. or you cut it very close to the season like i do, and you get the goods in right before you need to sell them. >> probably more than one-half, more than a couple of them, spread sheets, we are looking at margins and what is not selling. we're marking down quicker if they are not moving fast enough. >> reporter: to entice the shoppers and holiday dollars, these businesses are aggressively courting customers with sales a...