we know that. it s not fair the traditional sense of high income people having their debt, those who can pay and those who can t, it s also not fair across different kinds of loans, they make farm loans, small business loans, why student loans? there are some fairness issue is here. the second thing that bothers me, we know that higher education need some reforms. this doesn t do it. getting rid of old debt doesn t change one thing. it doesn t make higher education cheaper. making it free won t make it cheaper. we are not going in the right direction. dana: there was a usa today op-ed the copy i tell mike , there is another one at cnn that says, i m a 29-year-old with $235,000 and a student at and i will never pay it back and