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The problem that you can't really solve. it is unfair but it's also necessary. it's exactly unfair for the reasons that we heard. you pay your mortgages. you have two jobs. you scrape, and you get by. and the guy next to you who takes a vacations, skiing in aspen, and spends it on all kinds of stuff, he gets assistance through the program where you use the tarp funds to give the banks incentive, ie cash, to give you a break on the mortgage and to actually reduce to cut down the actual value of the mortgage. on the other hand, juan's right. i mean, if you have a foreclosed house, it's abandoned...

>> i think that's the numb of the problem that you can't really solve. it is unfair but it's also necessary. it's exactly unfair for the reasons that we heard. you pay your mortgages. you have two jobs. you scrape, and you get by. and the guy next to you who takes a vacations, skiing in aspen, and spends it on all kinds of stuff, he gets assistance through the program where you use the tarp funds to give the banks incentive, ie cash, to give you a break on the mortgage and to actually reduce to cut down the actual value of the mortgage. on the other hand, juan's right. i mean, if you have a fo...