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While rates have almost certainly peaked in this cycle but remain stuck at 5.25%, mortgage and savings rates have fallen substantially. So what happens next?
This is why it's money
There has been a huge leap in the number of Britons who have a digital-only current account, new exclusive data for This is Money suggests.
Would you move abroad for the same standard of living for less money? Plus, is buying or renting a home cheaper and what might happen in this week's big rates decisions.
Britain's disposable income has dropped substantially over the past 14 years compared to where it should be, according to a report. What's gone wrong?