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The article provides a clear distinction between the CIBIL score and the CIBIL report, which are important factors in assessing an individual's creditworthiness

Agreement with the fdic. they later confirmed that our bid was almost $1 billion higher than the next best bid. we were willing to invest $1.6 billion into the most costly bank failure ever to the fdic deposit fund. we did this because we believed in our ability to rebuild and create a successful regional bank. we believed in the recovery for the american economy. let me be clear. my group had nothing to do with the creation of the risky loans in the indy mac loan portfolios. when we bought the bank, we assumed these bad loans, which had been originated by previous management. some of those in...

Other than business. >> gretchen: thank you. we all know the credit bureaus are keeping tabs on your credit history. but they're also keeping quiet on things that could cost you big time. personal finance expert is here to tell us five things the credit bureaus won't tell you. why? why do think keep secrets? >> dirty little secrets of the industry. the first one, you don't want what we're selling. >> they could sell you your credit score, right? this may just be an educational score. just sort of your credit history. it's not necessarily at that relevant score that they use. they use the fica ...

Firing people in part. but you may start to at least feel somewhat confident. watching stock prices. that may lead you to think i've got to start reinvesting in the business. we might see that. small business, medium sized businesses i think it's a larger question. the banks got us into this problem in part by making poor lending decisions. now they don't want to do that again and they are much more strin gent, they are not lending, hard to get access to capital. that's what you need if you're going to go out and create jobs so it's the confidence and capital. it's not clear we have that. >> s...

You cut your costs a lot by firing people in part. but you may start to at least feel somewhat confident. watching stock prices. that may lead you to think i've got to start reinvesting in the business. we might see that. small business, medium sized businesses i think it's a larger question. the banks got us into this problem in part by making poor lending decisions. now they don't want to do that again and they are much more strin gent, they are not lending, hard to get access to capital. that's what you need if you're going to go out and create jobs so it's the confidence and capital. it's ...