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It's a government guarantee, it's unfortunate it happened and i feel bad about it. a governor gain tee has to be honored. >> charlie. >> it has to be bailed out. let's delineate. it's fha, part of the government. and the difference between fannie mae and freddie mac. and they were public companies, and there was stock and they were covered by the government. these guys don't have stock. yes, we have to bail them out, accepted and it's government. >> people have been getting 3 1/2% down money mortgages. 3 1/2%, it was 20% in the 30's, 10% in the 60's. 5% is how much you have to have down if you...

Money and there's not much left for everybody else (laughter) >> ben, i could tell you as front of a union construction workers, thank god for private unions. what the president is doing is right on the money. and let's delineate, private sector unions from public sector unions. why do people in the private sector unionize? guess what? working conditions sucked, and they fought back, and nothing wrong with what he's doing here. this should be applauded and by the way, i think conservatives are crazy going after him on a private union thing. do you know how many private union people, blue colla...