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A program designed to help readers discover more books on their favorite topics is in place at the Grace A. Dow Memorial Library in Midland.

The second thing it crates a big problem. the rating agencies are clearly sending a message that they think the banks are too big to fail. all the other banks have to brother and pay more for their money than the big banks do. >> is that the reason why we don't have money being invested and lent into our economy, in other words, because you have the ease of returns with the too big to fail banking system and high level speculation, why would you bother for making my productive lorng term investment or lending in america? >> that's right. i think one of the things, dylan, i've been talking abou...

On the floor and talked about in the congressional çoversight panel's final report that the special investigator on the t.a.r.p., inspector general talks about it. >> what's so bad about having one class of banks, the too big to fail banks, the giant banks that get cheaper mean easier access to capital? why is that such a negative? >> well the first thing is because what it crates is moral hazard. that's if you're running a bank or running any institution and you -- if you look at your earnings, you have good years, you have bad years. you have things that go well, you have things that go ba...

Economy. you know, if you're manufacturing you create a job at the restaurant down the street and i want crates a job for a dishwasher or a waiter. something of that nature. it crates a job at the public schools working in the cafeteria. these people can be brought to those position and get into some kind of stable housing situation because then they have an income flow. >> is-foot address poverty as long us a have an economic system where the wealthiest interests make their money by taking money out of our country? >> absolutely not. that's part of the problem. i mean, we see the president's ...