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And that their homeowners insurance protects them. [ thunder crashes ] it doesn't. stop pretending. only flood insurance covers floods. ♪ visit floodsmart.gov/pretend to learn your risk. >> most of us have had the experience of losing something near and dear to us. the sense of relief when we find it or someone returns it to a good samaritan. when a penniless man returns a diamond ring that is something very special. here is craig's report. >> thank you. god bless you. >> for the better part of a decade bill reray harris lived d

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