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Home?" "yes, i do." here's the tough part. those who have the gold make the golden rules. and the gold is with the lender. >> yeah. >> and what you have found out is that there is no loyalty. you are nothing more than a spreadsheet of numbers. >> yes, correct. >> in some tower somewhere, you're a spreadsheet. at this point in time, the short sale is not an alternative. bankruptcy is not an alternative. foreclosure is not an alternative. so, we got to go with the loan mod. >> got to go there. >> so, understand that if your loan mod is approved, 9 times out of 10, whatever your arrears are -- pe...

>> yes. >> when people come to me with these kinds of issues the first thing i ask them regardless of age is do you love your home? >> yes, i do. >> here is the tough part. those who have the gold make the golden road, and the gold is with the lender. >> yeah. >> and what you have found out is that there is no loyalty. you are nothing more than a spreadsheet of numbers. >> yes, correct. >> some how or somewhere your spreadsheet. at this point in time short sale is not an alternative, bankruptcy, is not a all the turn tiffs, so you have got to go with a loan mod. >> yes. >> nine times out of te...

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