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Monetary policy in the country moved into a tightening mode in May 2022 amidst inflationary pressures emanating from the conflict in Ukraine, rise in international commodity prices, disruption of supply chains and volatility in global financial market.
Tell-tale signs of interest rates impacting loan offtake are beginning to show, with credit growth slowing in August.
President’s renewed push now targets credit referencing and speaks to the broader risk-pricing debate.
Solifi, a global fintech software partner for secured finance, announced the launch of its software-as-a-service (SaaS)-based lease and loan pricing solution for the U.S. equipment and automotive finance industries. The SaaS version of Solifi’s pricing tool provides users with enhanced pricing and reporting functionality – from simple loans to...
The aim of this study is to investigate the determinants of the price and non-price terms of banks loans to SMEs. Responses from a survey questionnaire answered by 74 SMEs that had applied for and were granted bank loans is analyzed using SEM-PLS. The results indicate that the condition and capacity of the SME is significant in influencing interest rates while the SME’s ability to provide collateral, its capital and the character significantly influence the non-price terms. Soft information is highly significant in influencing both the price and non-price terms.