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Just over four and a half. and also, freezing the threshold for five years. stuff tax but it's not brutal as reducing the threshold. its, lat years. stuff tax but it's not brutal as reducing the threshold. a lot of students, and _ as reducing the threshold. a lot of students, and i _ as reducing the threshold. a lot of students, and i have _ as reducing the threshold. a lot of students, and i have church i as reducing the threshold. a lot of students, and i have church and i as reducing the threshold. a lot ofj students, and i have church and at that age as well, it's already too high anyway. ...