Munaf holds a BCom in Economics (Rhodes), BCom Honours in Financial Analysis and Portfolio Management (UCT) and a Post-Graduate Diploma in Financial Planning (Stellenbosch). He is a Certified Financial Planner® professional and is a member of the Financial Planning Institute of Southern Africa (FPI). He previously served as a member of the Ethics Committee of a blue-chip financial services company. Munaf has been in the industry and practicing as a Financial Adviser since 2013 and has gained extensive experience in investment and retirement planning, risk planning and estate planning. “I am an easy-going person and I enjoy meeting new people and building relationships. I like to build genuine and authentic relationships with my clients so our conversations will usually involve more than just finance. I also find that the better I know and understand my client, the more comfortable they feel working with me and sharing information with me, which in turn enables me to offer suitable a