Santander Consumer USA Holdings Inc (SC) Q1 2021 Earnings Call Transcript
Operator Good morning, and welcome to the Santander Consumer USA Holdings First Quarter 2021 Earnings Call. [Operator instructions] It is now my pleasure to introduce your host, Evan Black, Head of Investor Relations. Evan, the floor is yours. Evan Black -- Head of Investor Relations Thank you, Lisa. Good morning, everyone, and thanks for joining our call today. We have on the call our CEO, Mahesh Aditya; and our CFO, Fahmi Karam. Certain statements made on today's call will be forward-looking. Please refer to our public SEC filings and Risk Factors with respect to these statements. We'll al...