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vijai mantri: Are debt instruments better than FDs for investment? Vijai Mantri answers

Vijai Mantri says: “People do not understand the difference between coupon rate and compound rate. So I will just take a very simple illustration. I was part of the HDFC Mutual Fund team when we launched HDFC liquid fund in October 2020. In October 2000, that fund completed 23 years. In a 23-year period the fund generated 6.9% CAGR. If I convert them into simple rates of interest, it is close to 15% per annum.” ....

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Smart money moves: How to navigate life's milestones with savings and insurance

Accumulating a substantial savings fund is crucial for various life objectives, but it s equally important to have sufficient insurance coverage to protect against life s uncertainties. ....

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