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>> it doesn't. i think if it continues, it might. for now i'm encouraged by it. the consumers' willingness to take a little credit shows that they have confidence where their future jobs prospects and ability to pay back that credit. so i think right now at the levels that we're at, it's pretty healthy and it's a good sign for the economy. >> do you worry? this is the same news out of home depot a couple of weeks ago was telegraphing strong earnings, better than expected sales, and lo and behold we've got an opioid mess that's compromising a lot of our warehouses, the supplies are being stolen...

How are they buying? >> well, i think, the growth online has been tremendous in the 20 to 30%, but keep in mind, it's still only 12% of retail. so brick and mortar stores are cranking pretty hard as well and i think that mix will end up being somewhere around 15 to 20% online and, you know, the rest brick and mortar with a heavy skew towards food and fresh in brick and mortar and some of the hard-line stuff will be more online sales. i don't expect brick and mortar stores to go away. i expect them to be robust. if you're a good retail operator, you'll do well. >> when people are going in the s...