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Microfinance loans rise even as defaults decline

India Business News: MUMBAI: While banks have been cautious about small-ticket personal loans (under Rs 50,000), the microfinance lending sector, which predominantly cater. ....

Sanjeet Dawar , Business News , Urban Markets , Microfinance Lending , Crif High Mark ,

Esaf Small Finance Bank: What does this IPO offer for investors?

There’s room for listing gains, but the loan book remains predominantly unsecured and and the SFB is regionally focussed ....

Esaf Small Finance Bank , Small Finance Bank , Finance Bank , Listing Gains ,

RBL Bank posts 46 per cent increase in second quarter profit

During the quarter ended September 30, the bank received income tax orders related to matters under appeal, which resulted in a tax provision write-back for previous years of ₹222.9 crore (pre-tax of ₹297.8 crore). The bank utilised this write-back to create contingent reserves of 100 basis points on credit card and microfinance advances, of ₹252 crore. A basis point is a hundredth of a percentage point. ....

Rbl Bank , Gross Non Performing Assets , Credit Card ,

nim: Expect Equitas Small Finance Bank full year NIM at 8.5%: PN Vasudevan

Equitas Small Finance Bank s MD & CEO, PN Vasudevan, expects the net interest margins (NIM) for the full year to be around 8.5%, with exit NIMs for the year projected to be around 8.25-8.3%. He stated that while there may be some pressure on the margin due to increased interest costs, the impact will be moderate as most old deposits have been repriced. The bank also anticipates continued growth of 25-30% in the coming years, supported by serving underserved segments and strong capitalization. ....

Uttar Pradesh , Equitas Small Finance Bank , Offering College , Indian School Of Business , Leadership Excellence , Product Officer , Executive Officer , Pn Vasudevan , Expert View , Stock Market , Et Now ,