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Decoded: IRDAI's new health insurance rules on quick cashless approvals, higher penalties for non-compliance

The insurance regulator has asked non-life and health insurance companies to decide on cashless requests in an hour and allow release of mortal remains from hospitals immediately. It has also directed them to provide policyholders an option to either pick higher sum insured or discount on renewal premium in cases where they are eligible for no-claim or cumulative bonuses. ....

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Mother's Day 2024: Top five tips on buying adequate health insurance

Mother's Day 2024: Top five tips on buying adequate health insurance
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Individual health cover along with corporate health cover more beneficial

Many employees bank solely on their employer-funded group health insurance covers. However, this is not a wise approach. It is best to have an independent cover in place for yourself and also, a separate one for your parents. ....

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No, IRDAI has not eliminated any 65-year-age regulatory cap on issuing health policies to senior citizens. Here's what the norms mean

IRDAI skipped mention of the 65-year entry age provision in its regulations effective April 1, but this does not mean it has eliminated any ‘cap’ that existed until March 31. Contrary to the chatter, some insurers are actually reducing the maximum entry age under their regular health policies. Senior citizens who are rejoicing should watch out for this googly. ....

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Acko's Individual Health Insurance policy: Claims, features, no-claim bonus and more

The advantages of this policy include its low premium, domestic emergency evacuation, and inflation protection of up to 50 percent of the sum assured. Nonetheless, it s a B-rated plan that comes with certain limitations and exclusions which require careful consideration. ....

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