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Recess appointment, is actually doing substantive things that matter and apply directly to what brought us into the crash there? end of lecture/rant. deepak, how much energy do you think there is around? one of the things you do and one of the things i want to have you on the show, you are an amazing liaison in what is happening in washington and communities around the country. center for community change has working people on the ground up against bankruptcy, foreclosure, joblessness. i wonder the connection between -- tom was saying during the break, does nibble care that the cfpb person was...

Consumer, corporate and criminal fraud divisions. and we have been looking at everything from the onlial in nation issue and what happened during that phase of the mortgage process and false claims that may have been associated with the only nation of those loans and then right through thor is vision part, up until the securitization and the story that you just showed a clip from was a town hall that i held in san francisco and the woman, denise, is someone who described something that i'm hearing up and down the state of california. and katherine mastow will tell you she is hearing across nev...

California and it is actually team of 40 lawyers from my consumer, corporate and criminal fraud divisions. and we have been looking at everything from the onlial in nation issue and what happened during that phase of the mortgage process and false claims that may have been associated with the only nation of those loans and then right through thor is vision part, up until the securitization and the story that you just showed a clip from was a town hall that i held in san francisco and the woman, denise, is someone who described something that i'm hearing up and down the state of california. and...

easier. >> this will help a lot more homeowner refinance at lower rates which mean consumers save money. those families save money. and it gets those families spending it and it makes it easier for them to make their mortgage payments so they don't lose their home and bring down home values in the neighborhood. i'm going to keep on doing everything in my power to help to stabilize the housing market, grow the economy, accelerate job growth, and restore some of the security that middle class families have felt slipping away for more than a decade. >> tonight, conservatives already are...

Wall street was walking away from an exciting new market opportunity the federal government had lowered interest rates which allowed both banks and consumers to borrow more money are you looking to hire we can insure only you can the winning streak we make the mortgage process do you think and understand. americans we're also encouraged to own a house and this drove the housing demand as house prices kept going up it seemed a one well bet to making millions of working on what was happening to mortgages or bank of america we were actually seeing aggressive growth in the mortgage industry i mean...