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Parole of the federal government when you look at the fact we're going to be a resource con strained government. the reason we'll be resource constrained both the president and democrats don't want to cut entitlement programs and leaving social security and medicare, off the table, the two biggest programs in the federal government. two thirds of the federal government are entitlement programs and aside from medicaid which the president is going after because it's part of obamacare but not going after the basic medicare program but the obamacare part. when you only have that -- when you only h...

By double digits so more can get in. plus, we establish -- >> are you making them make a bet on their own health? i get the scenario where you're asking someone who is 60 to buy a plan that has prenatal care and that's not what you want to do. it is also not a general situation. the upside is if i buy a plan right for me, thank god my kids and i, we're healthy. but then i'm making a bet, right that nothing bad is going to happen not covered by my plan. that was part of it, make the companies give you all the care you could need, that's what insurance is about. ensuring yourself against the ine...