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Piece of your business which i think affordable care act does offer space for is changing actually who is delivering the care and where you're getting it. a lot of the price differentials happen, you get it from a hospital, get it from a nurse. you guys are doing interesting work to change where you get it from. >> for example, if you have a headache, go to hioscar.com and with a click of a button have a new york-based doctor call you in minutes, that can be 24/7 any time and part of the offering oscar has. >> you're revolutionizing care to a certain level. >> that's a start. >> promise me a y...

Will want to work with them. i think this is an important piece of your business which i think affordable care act does offer space for is changing actually who is delivering the care and where you're getting it. a lot of the price differentials happen, you get it from a hospital, get it from a nurse. you guys are doing interesting work to change where you get it from. >> for example, if you have a headache, go to hioscar.com and with a click of a button have a new york-base ed doctor call yo in minutes, that can be 24/7 any time and part of the offering oscar has. >> you're revolutionizing ca...

It or a worse deal and nobody will want to work with them. i think this is an important piece of your business which i think affordable care act does offer space for is changing actually who is delivering the care and where you're getting it. a lot of the price differentials happen, you get it from a hospital, get it from a nurse. you guys are doing interesting work to change where you get it from. >> for example, if you have a headache, go to hioscar.com and with a click of a button have a new york-based doctor call you in minutes, that can be 24/7 any time and part of the offering oscar has....