Money out of first republic or this regional bank or that one, and i'll put it with the big guys we also don't want that. we don't want complete concentration, that every american has all of their money, which is one of three large banks. you want to figure out what you can do to support the small and regional banks while, at the same time, joe, you have to make sure there's smart regulation. 2018, we saw part of dodd/frank get rolled back. part of that made sense. if you were a small, regional bank, you were strangled with regulation while the big banks can afford it. it's a balancing act it'...