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July 04, 2021 KGC Workshop A car warranty and car insurance are two different ways to protect the vehicle and its owner. While they do offer a peace of mind in the event of an accident or breakdown, they vary in terms of coverage and requirements. In general, a car warranty covers certain types of problems that your car might encounter, such as mechanical breakdowns and defects. While car warranties are optional, they do help to offset any additional costs for repairs or replacements. For example, an engine overhaul for a Toyota Sienta can cost up to $6,000! If your vehicle is covered under a...

Motor Insurance Know your policy and cover At the time of motor insurance renewal, many people will shop around for a cheaper quote, but if you find a cheaper premium than your renewal, please check carefully that you have the same cover. We hear so many times that a client has "the same" or "better" cover for a substantially lower premium, only to find on investigation that they have been offered Third Party Only when their present policy is Comprehensive. Insurers will generally offer new comprehensive policies for vehicles only up to a maximum age of car depending on their own terms at th...