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The individual mandate, which is meant as a mechanism under the affordable care act to attract healthy people into the risk pool. and it doesn't really replace it with any other mechanism. so i think to me those are the three fundamental issues that need to get addressed. >> so in your position as an insurance provider here, paul, are you basically saying in a market system that is less regulated, you or your competitors might end up charging sick people more, but you don't think it has to be that way? >> not only do i not think it has to be that way, i think it's unconscionable to make it tha...

Problems that people are complaining about. either covering the remaining people who aren't covered, and ensuring that people's benefit packages are not leaving them still facing higher costs. you've got to start elsewhere. >> and paul, that goes to the practical piece of this. it's not to say that obamacare is perfect, to point out this bill doesn't address coverage in a rational way around the country. go aad, paul. >> i w just going to say, i think there's really three fundamental issues with the current bill. the first is the precipitous drop in funding in both medicaid and for individuals...

>> but at the end of the day, i think there will be a senate bill. and then those two bills at some point will have to come together. and we'll get started on that senate bill immediately. >> the insurance company gets to socialize their losses and privatize their gains. and so those are things that i still don't like about the product. but i'm hopeful that we can make it better in the senate. >> the senate will carefully review the house bill, and now we'll go to work on a senate bill. >> we have two very special guests joining us. a surgeon, a staff writer for the new yorker, a harvard profe...

People who aren't covered, and ensuring that people's benefit packages are not leaving them still facing higher costs. you've got the start elsewhere. >> and paul, that goes to the practical piece of this. it's not to say that obamacare is perfect, to point out this bill doesn't address coverage in a rational way around the country. go ahead, paul. >> thing is really three fundamental issues with the current bill. the first is the precipitous drop in funding in both medicaid and for individuals, which is going to result in millions of people losing coverage. the second issue being that it crea...

With any other mechanism. so i think to me those are the three fundamental issues that need to get addressed. >> so in your position as an insurance provider here, paul, you basically saying in a market system that is less regulated, you or your competitors might end up charging sick people more, but you don't think it has to be that way? >> not only do i not think it has to be that way, i think it's unconscionable to make it that way. we as a not for profit health plan really aspire to create a health care system that we describe as worthy of our family and friends and sustainably affordable....