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Let's talk about what you're doing now and paying taxes on of the first, you want to react to that? >> i think that basically h & r block should be extremely happy because nobody can figure out their tax returns. they can't figure out what they're doing with obamacare. nobody knows what's going on. so h & r block should be making a lot of money. people have to go to them. i don't know if they know what they're doing. >> brian: they say 30% of the country does their own taxes today. >> it's very complicated. it should be simplified. >> steve: that commercial was very good. actually last night o...

People asked for waivers. even unions because it is so complicated. they frankly don't want to pay. >> it's so complicated that it's not going to work. >> steve: well, we're going to find out soon enough. h & r block, the big tax preparer, they apparently are feeling some heat from their customers because they're trying to tell people, look, the reason your refund is smaller this time, it's not because of us. it's because of the government. in fact, they've got a new ad out that looks like this. >> people don't realize that taxes and health care are connected. the affordable care act means big...

Appearance. >> steve: all right. it's been one scary story after another, about stranded cruise ships and whatnot. so is it safe to take a cruise? our next guest says not until a few changes are being made on the high seas, like hiring americans. what you need to know coming up next. >> gretchen: and thinking of doing some remodeling around your home? should you hire a pro or do it yourself? hgtv's mike holmes here to tell us. what's he going to say? come on, mike morning, brian! loveour passat! um. listen, gary. i bought the lt one. nice try. says right here you can get one for $199 a month. ...

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In until the water goes over your head. otherwise you may float back and not get out. >>brian: next on the rundown, how to do your taxes, answer all your questions because today is questions because today is magic tax day.hers ♪ ♪ never thought i'd love their app ♪ ♪ but i tried their groovy online plan ♪ ♪ and now my arms don't jiggle when i clap ♪ ♪ and i go sleeveless ♪ no shame at bingo! ♪ sleeveless, when i'm hailing a cab ♪ ♪ sleeveless! ♪ i rock the scanner [ beep ] ♪ weight-watchers-online ain't no fad ♪ [ female announcer ] join for free. and check out ou...