Adyen's strategy for B2B lending: Stay behind the scenes
The fintech is working with third-party marketplaces and similar partners to deliver its newest services, rather than try and sell directly to end users.
Source: americanbanker.com
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The rapid evolution of buy now/pay later loans
The pandemic-era's surge of short-term, interest-free online loans from buy now/pay later fintechs ignited wide-ranging competition from newcomers and legacy providers alike.
Source: americanbanker.com
New York's gift card extension adds to retailers' liability
A new law in New York nearly doubles the required shelf life of gift cards to nine years, as more states move to wipe out expiration dates contributing to $21 billion in unused U.S. gift card balances.
Source: americanbanker.com
These payments companies are hiring, bucking the trend of tech layoffs
Fintechs shed thousands of jobs during 2022. But firms with strong balance sheets plan to pick up talent to drive innovation in the new year.
Source: americanbanker.com
FTC orders Mastercard to open tokens to rival debit networks
The Federal Trade Commission, in a consent agreement, instructed Mastercard to allow other debit networks to decipher 'tokenized' card account data used for online payments.
Source: americanbanker.com