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Giving people a choice, he is saying avoid social security if you want to put it 18 mutual fund. that's not a choice. >> that is a choice. you own the money. you own your social security money and you put it into an s&p 500 index fund or -- >> a choice, rick. >> what is it about choice you don't understand? sounds like choice to me. we got to leave it at that, gang. there is a difference of opinion clearly. happy third birthday health care law. is there really a cause for celebration? eric's crew getting ready to unwrap a new reason why it's not when they crash the party. first here on forbes,...

Should scrap it. i think there is a larger issue that people aren't saving because they don't have money to save. we have 12 million americans unemployed, 10 million homeowners who are still under water on mortgages, cost of gas, cost of everything has essentially gone up while our salaries have gone down. if you don't have money you can't save it. if we want to fix -- fix people's ability to save and actually ironically people's ability to contribute to social security we need to focus on job creation. >> job creation, not social security elimination. >> social security is an abomination on i...

Result. >> rick, this week we learned about a guy -- i thought this was in movies like catch me if you can. but there was a guy who got into a plane in philadelphia. would you give a seat 18 cockpit to this guy? somebody did. he claimed to be an air france pilot or worker, actually got into the jump seat in one of the cockpits, finally he was thrown out before the plane took off but he did get in. how efficient? >> i thought of the same movery as you. remind me of catch me if you can. they caught the guy before the plane took off, nobody was in danger, there was no problem. >> they were in dan...

Goods that oddly keeps rising in price. a big factor is the federal government hands out cheap money to kid who is become -- they don't need care about cost so i think this is a nice change and hopefully it's copied. >> rick, don't you like it when colleges do step up with a new idea to try to solve this. >> yeah. i think this would be a wonderful idea. i would if it were practical in any way. college of the ozarks has 1200 kids, everyone of them is given the opportunity to work on campus in exchange for tuition. you take that to my alma mater of the ohio state university you can't find 50,000...

Trust fund sort of like a savings account. obviously it's not. >> in a perfect world i completely agree there should be a choice. but i'm serious what i've been saying, david. we've got to see that the people who handle these investments, who take this money in and we know who they are going to make a lot of money are going to treat people fairly. then i'm with you all the way. >> i'll tell you the the congress and the government is not treated the taxpayer fairly with social security with spending all of that money and sinking it in u.s. bonds and god knows where -- that's right. the thing i ...