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India's national infrastructure bank to commence loan disbursements in FY23

India s National Bank for Financing Infrastructure Development, a development finance institution, may start disbursing loans from the current financial year ....

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Close to half of retail, MSME loans to move to digital lending in 2-3 yrs: Union Bank MD

Union Bank s MD and CEO Rajkiran Rai G Rai said digital lending is changing the banking landscape in a big way because of the availability of data and many ecosystem partners collaborating with banks. ....

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73 Percent of Credit Managers Likely to Change Lending Strategies for Unsecured Portfolio Post Pandemic-PwC: Equifax Survey and Report

Equifax Inc. (NYSE:EFX), a data, analytics, and technology company, and PwC India collaborated to launch a first-of-its-kind report on the retail lending landscape in India. The first edition of the report highlighted the impact of COVID-19 and resulting disruption on sourcing and delinquency trends by loan type, lender type, and geography. ....

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Union Bank of India: Do not foresee aggressive capital raising like last year: Rajkiran Rai G

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Steel, cement and construction are the industries that are doing very well. At this time, there is a great push. These industries are doing very well and we are seeing very good results for us, said
Rajkiran Rai G, MD & CEO,
Where do you see the credit cost for banks in Q2? Do you feel it will be much lower overall, and do you see things getting better?
Yes, the credit cost for the full year will be cumulative numbers because the last two-three quarters we have not recognised the NPAs even though we declared pro forma NPA and most of the expected provision is on the standard book as of now. So, the credit cost for the full year can be anything between 2% to 3% for the system. ....

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