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Halifax, the UK's largest lender, became the first company to slash rates on its remortgage deals by up to 0.83 percentage points yesterday, just hours into the first working day of the year.
HSBC says its new deals will be introduced on Thursday and will include a two-year fixed remortgage deal for 4.49% and a five-year deal for 3.94% - the lowest rates the UK has seen since June last year
Lenders have kicked off a new year “mortgage rates war” amid hopes the Bank of England will cut borrowing costs.
Experts at PwC claim there will be a 'significant' rise in businesses collapsing, with with smaller firms comprising the lion's share.