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Credit Fair secures a license for peer to peer lending from RBI

The loans that Credit Fair will lend will have a principal of minimum Rs. 10,000 and a minimum tenure of six months with new to credit borrowers and borrowers who have a credit score. “It could be good if there is more clarity on P2P lending from the regulator like if digital lending guidelines apply here, or more simplification in assignment and transfer of loans, or clarity on primary and secondary market in P2P”, said Aditya Damani, CEO, Credit Fair. ....

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Regulators need not be too conservative, should respond fast to 'accidents' in financial sector: Uday Kotak | India Business News

India Business News: Uday Kotak emphasizes the importance of regulators responding quickly to accidents in the financial sector. Find out more about his views on regulations and the Paytm Payments Bank Ltd matter. ....

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RBI to meet banks to examine grey areas in overseas investment rules

Can a resident individual subscribe to an unregulated fund in Singapore? Can a local startup buy into a fintech firm abroad? Is a high-net-worth (HNI) individual barred from holding fixed deposits in an offshore bank? Will an Indian company holding a minority stake, but having no control , in a foreign company have to walk the extra mile on compliance? For months many Indians, keen to diversify their assets and execute business strategies, have been looking for unequivocal answers to a slew of such questions. ....

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IT Minister on Ban on Paytm Payments Bank: Entrepreneurs and Startups Have This 'Genetic Flaw' |

Union Minister Rajeev Chandrasekhar strongly supports RBI's regulatory measures against Paytm Payments Bank. Entrepreneurs and startups have this 'genetic flaw' of overlooking regulatory compliance. Learn more. ....

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rajeev chandrasekhar: Startups, entrepreneurs should comply with laws irrespective of size: MoS IT Rajeev Chandrasekhar

MoS IT Rajeev Chandrasekhar cited Byju s as one of the companies which grew too rapidly, without establishing the required corporate discipline. Addressing the ongoing regulatory changes in fintech without mentioning Paytm Payments Bank, the minister said that regulators must establish boundaries to ensure the transactions are legit. ....

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