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RBI proposes norms for aggregators of loan products

FALAKNAAZ SYEDMumbai, April 26The Reserve Bank of India (RBI) on Friday said that lending service providers (LSPs), acting as agents of banks, should provide a digital view of all the loan offers. ....

Reserve Bank , Digital Lending App Platform , Digital Lending Transparency , Loan Products , Multiple Lender , Annual Percentage Rate , Loan Products ,

RBI asks 'Talkcharge' to refund customers, says company issuing wallets without its permission

The RBI said it has come to the notice of the RBI that TalkCharge Technologies is issuing Prepaid Payment Instruments (Wallets) through its website and app without obtaining the required authorisation from RBI under the provisions of the Payment and Settlement Systems Act, 2007. ....

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RBI bars Kotak Bank from online onboarding of customers, issuing fresh credit cards

The RBI said its decision was based on significant concerns arising out of its IT examination of the bank for 2022 and 2023, and the bank’s continued failure to address these concerns in a comprehensive and timely manner. ....

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Kotak Mahindra Bank: RBI bars Kotak Bank from adding customers digitally

The Reserve Bank of India (RBI) has imposed strict restrictions on Kotak Mahindra Bank, a third-most valued private bank in India, for failing to fix its IT systems over the past two years. The bank was asked to stop functions cited "with immediate effect" and assured customers that there would be no interruption to services. Kotak Mahindra Bank has taken measures to strengthen its IT systems and will continue to work with the RBI to resolve balance issues at the earliest. ....

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Action on Kotak Mahindra Bank signals RBI's intent to address systemic gaps in banking, say experts

On April 24, the Reserve Bank of India (RBI) imposed business restrictions on Kotak Mahindra Bank (KMB) barring the lender from adding new customers through digital channels and issuing new credit cards. Experts expect this to impact their earnings. ....

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